Our Product Offering
Kanga Finance offers 2 building finance products:
- Standard Building Loan
- Up to R100,000
- 36-months to pay
- SASSA Pensioner Building Loan
- Up to R7,000
- 24-months to pay
On approval of a Building Loan, the money is paid directly into the merchant's business account, with up to 30% being paid directly to the customer to cover labour and other associated building expenses.
Permanently Employed Sector
| Total loan amount | R10 000 | R30 000 | R50 000 | R100 000 |
|---|---|---|---|---|
| Repayment Term | 18 Months | 24 Months | 36 Months | 36 Months |
| What You Pay (monthly) | R958 | R2 131 | R2 675 | R5 133 |
| Fixed Interest Rate | 34% | 34% | 34% | 34% |
| Initiation Fee (Incl VAT) | R1 668 | R2 990 | R2 990 | R2 990 |
| Monthly Credit Life Cost | R53 | R148 | R238 | R463 |
| Monthly Service Fee (Incl VAT) | R69 | R69 | R69 | R69 |
SASSA Pensioner
| Total loan amount | R5 500 | R6 000 | R6 500 | R7 000 |
|---|---|---|---|---|
| Repayment Term | 18 Months | 24 Months | 24 Months | 24 Months |
| What You Pay (monthly) | R534 | R479 | R514 | R549 |
| Fixed Interest Rate | 27.50% | 27.50% | 27.50% | 27.50% |
| Initiation Fee (Incl VAT) | R949 | R1 035 | R1 121 | R1 208 |
| Monthly Credit Life Cost | R29 | R32 | R34 | R37 |
| Monthly Service Fee (Incl VAT) | R63.25 | R63.25 | R63.25 | R63.25 |
Disclaimers: All figures listed above are within the NCR prescribed rates at the time of publishing on 29 May 2026
3 Easy Ways To Apply For A Kanga Building Loan
- Ask for a Kanga Building Loan at your favourite hardware store.
- Call 086 000 3030 and speak to a consultant
- SMS ‘HOME and your NAME’ to 30633 and we’ll call you back!