Legal & Compliance

Website Terms & Conditions

These terms and conditions regulate the use of the Kanga Finance (Pty) Ltd website, provides clarification on marketing related matters and contains the website related legal disclaimers.

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Privacy Policy

Kanga Finance respects your privacy and is committed to protecting it. This Privacy Policy provides details of personal information collected and further elaborates on when, why and how we will process your personal information.

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PAIA & POPIA

This manual provides an overview of the records, information and documents held by Kanga Finance (Pty) Ltd, and details of how such records may be accessed in accordance with the prevailing legal frameworks.

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Loan Terms & Conditions

These are the standard Kanga Finance (Pty) Ltd terms and conditions applicable to its loans offered. The document provides consumers with further insight on their rights and obligations and provides clarity on relevant procedural matters applicable during the tenor of a loan.

Loan Agreement Pack: Small

Loan agreement packs include the pre-agreement statement and quotation, loan agreement, credit life summary and debit order authorisation mandate. Loan agreements are crucial for defining the terms of a loan, ensuring clarity, and providing legal protection for both the borrower and the lender.

Loan Agreement Pack: Intermediate

Credit Check Consent Form

Written consent is required before credit information may be accessed, in line with the National Credit Act and the Protection of Personal Information Act.

Section 129 Letter

Is a formal written notice sent to consumers by credit providers when they default on their debt. It informs the consumer about the arrears, outlines the overdue amounts, and provides a deadline for repayment.

Credit Life

These are the standard terms and conditions applicable to the Kanga Finance Credit Life Product that is underwritten by Guardrisk Life Limited. The document provides consumers with further insight on their rights and obligations and provides clarity on relevant procedural matters applicable during the tenor of a loan.

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Kanga and Genfin

Kanga Finance is a subsidiary company of Genfin. Genfin is a holding company for a group of innovative specialised lending businesses operating in the United Kingdom and South Africa.