Kanga Finance | Products

Our Product Offering

Kanga Finance offers 2 building finance products:


  1. Standard Building Loan
    • Up to R75,000
    • 36-months to pay
  2. SASSA Pensioner Building Loan
    • Up to R4,000
    • 18-months to pay

On approval of a Building Loan, the money is paid directly into the merchant's business account, with up to 30% being paid directly to the customer to cover labour and other associated building expenses.


Permanently Employed Sector

Total loan amountR10 000R30 000R50 000R75 000
Repayment Term18 Months24 Months36 Months36 Months
What You Pay (monthly)R888R1 931R2 348R3 423
Fixed Interest Rate31%31%31%31%
Initiation Fee (Incl VAT)R1 668R2 990R2 990R2 990
Monthly Service Fee (Incl VAT)R69R69R69R69

SASSA Pensioner

Total loan amountR2 500R3 000R3 500R4 000
Repayment Term18 Months18 Months18 Months18 Months
What You Pay (monthly)R260R300R339R378
Fixed Interest Rate25%25%25%25%
Initiation Fee (Incl VAT)R431R518R604R690
Monthly Service Fee (Incl VAT)R63.25R63.25R63.25R63.25

Disclaimers: All figures listed are within the NCR prescribed rates. Examples are based on prime interest rates at the time of printing 1 June 2022


4 Easy Ways To Apply For A Kanga Building Loan

  • SMS ‘HOME and your NAME’ to 30633 and we’ll call you back!
  • Call 086 000 3030 and speak to a consultant
  • Ask for a Kanga Building Loan at your favourite hardware store.